Gold Testing Methods Used by Lenders Before Approving a Gold Loan
Before approving a gold loan, lenders use reliable and time-tested gold testing methods to carefully assess the purity, authenticity, and value of the gold jewellery you are pledging…
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Gold Loan for Education: A Simple Way to Finance Studying Abroad from India
Studying abroad often begins with an exciting next step, confirming your seat at an international university. This usually comes through an email…
What Is CIBIL Score, and Why It Matters More Than People Admit
Harsh didn’t think he was the kind of person who gets rejected. He had a steady job in Gurgaon, his salary arrived…
How to Check Your Credit Score Online in India
The first time someone checks their credit score, it’s rarely “for fun”. It usually happens on a random weekday, when you’re half-distracted,…
What Happens If You Pay Your Gold Loan Before Closure? A Guide to Gold Loan Prepayment in India
Rakesh had pledged a small gold chain and two bangles in March. Nothing dramatic – just a short-term gold loan to manage…
Types of Loans Explained: Which One Is Right for You?
Rohit didn’t wake up one morning wanting a loan. He woke up wanting a solution. His sister’s wedding was three months away.…
Making Charges on Gold: What They Are and How a Gold Loan Helps You Save
Sunita still remembers the day she bought her first proper gold bangle. Not the lightweight kind you pick up quickly, but the…
How to Check Gold Purity at Home: A Practical Indian Guide
A few months ago, a neighbor asked me to “just take a look” at a chain she’d found in an old locker.…
Personal Loan or Gold Loan? The Smarter Choice for Fast Money in India
Rohit’s phone rang at 9:17 AM on a Monday – the kind of call you never plan for. A family emergency. His…