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Gold Loan upto ₹1 Crore.
Get Loan Against Gold With Interest Rates Starting at 0.79% per month*
Check Gold Loan Eligibility
Check your eligibility to get correct rates
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We partner with India’s most trusted banks and NBFCs to bring you reliable, hassle-free financial services.
Trusted By Customers Across India
Our services support lakhs of customers across states and regions with secure, reliable digital finance.
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Growing with the trust of people across India.
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Get Your Gold Loan in 4 Easy Steps with Manipal Fintech
Easily check your loan eligibility in India and discover exciting opportunities to unlock your dream home, car, or personal goals today!
Apply Online
Apply gold loan online on our website or mobile application to start your gold loan process.
Book Appointment
Submit your Documents and Book Appointment to visit Manipal Fintech partner branch for verification.
Verification & Approval
Our gold loan manager will assist you for KYCs and gold valuation for instant approval with transparent procedure.
Gold Loan Disbursement
Once approved, the loan amount is disbursed immediately to your account. Safe, secure, and fast!
Do the calculations yourself for best results
Quickly calculate your loan amount, interest rate, and repayment schedule with our advanced AI-powered calculator.
Gold Loan Calculator
The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold. You can avail a maximum loan of up to 75%* of the market value of your gold depending on the quality of the gold.
The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold. You can avail a maximum loan of up to 75%* of the market value of your gold depending on the quality of the gold.
Why Choose Manipal Fintech Gold Loan?
Customers choose Manipal Fintech for its trusted legacy, transparent services, and customer-first approach that delivers seamless financial solutions, empowering individuals and businesses with confidence, reliability, and lasting financial growth.
Pre-Payment
We allow our customers to partially pre-pay their gold loan before maturity to save on interest payments.
Transparent Gold Evaluation
Get the high per gram rate for your gold with secure and accurate valuation tools.
Free Gold Insurance
Your gold is insured against theft, loss, or misplacement while in our custody.
Flexible Repayment
Choose flexible gold loan repayment options as per your convenience - monthly EMIs, Interest Payment or Single time repayments.
Free services you can avail now
Customers trust fintech companies because they offer transparent services and prioritize security. With innovative solutions tailored to individual needs, they empower users to take control of their finances.
Check Credit Score
Check your credit score for free instantly and understand your financial health today.
Know your Net Credit Worth
Know your net credit worth for free and get insights into your financial stability.
Free Expense Manager
Manage your expenses for free and track your pending expenses to achieve better financial control.
Plan your Rainy Day
Plan your rainy day for free with smart saving insights and personalized financial guidance.
Meet your financial needs with Manipal Fintech Gold Loans
For any financial needs, be it a medical emergency, education expense, or business need — a Gold Loan (also known as a Jewel Loan or Loan Against Gold) can be your most trusted and instant source of funds. At Manipal Fintech, we make it easier than ever to apply for an online gold loan and get funds quickly with minimal documentation and maximum transparency.
With Manipal Gold Loan you can easily unlock the real value of your gold jewelry without selling it. Whether it’s for personal or professional needs, our quick gold loan process ensures you get money in your account instantly with high per gram rates & lower gold loan interest rates, no long waits, no complications.
Enjoy the peace of mind with flexible repayment options, free gold insurance, and transparent evaluation. With Manipal Fintech, your gold does more than shine—it empowers your goals. Apply for an Instant Gold Loan Online today and experience a safe, smart, and swift way to meet your financial needs.
Real Stories. Real Trust. Real Finance
Hear from our customers who turned financial goals into reality with Manipal Fintech’s trusted solutions.
Got Questions? We’ve Got Answers
Your guide to hassle-free borrowing with Manipal Fintech
What is a Gold Loan and how does it work?
A Gold Loan or jewel loan is a secured loan where you pledge your gold jewelry as collateral to get funds quickly. To avail a loan against your gold jewelry you should have 18K or above gold purity jewelry, and can just simply visit www.manipalfintech.com, and apply for a gold loan online.
How can I apply for a Gold Loan with Manipal Fintech?
You can easily apply for a gold loan online via our website or mobile application. You can also use our ManiPal AI to explore and apply for gold loan schemes at Manipal Fintech . You just need to provide basic contact information i.e. Mobile number, Name, your address to apply & schedule an appointment for branch visit.
What are the Gold Loan Interest Rates offered by Manipal Fintech?
Manipal Fintech offers lower Gold Loan interest rates start at 0.79% per month*, ensuring affordable borrowing for all. The exact rate depends on factors like gold purity, loan amount, repayment tenure, and borrower's credit profile.
How quickly can I get a Gold Loan?
With our instant gold loan process, you can receive your funds within minutes (mostly 30* minutes) of gold valuation and document verification. Manipal Fintech ensures a quick gold loan disbursal that makes it perfect for emergencies and urgent financial needs.
Is my gold safe with Manipal Fintech?
Absolutely. We offer free gold insurance and follow a secure, transparent gold storage process. When you get a gold loan with Manipal Fintech, your gold is kept in a temper-proof pouch and stored in a bank vault in front of you. Your gold remains protected in high-security vaults throughout the loan tenure and returned back after loan repayment & closure.
Can I repay my Gold Loan early or partially?
Yes, you can make part-prepayments or foreclose your Manipal Gold Loan anytime without any hidden charges. We provide full flexibility to manage your repayments conveniently.
What documents are required for a Gold Loan?
You only need basic KYC documents such as Aadhaar card, PAN card, and proof of address. Our minimal documentation process ensures a smooth and quick approval.
Why choose Manipal Fintech for your Gold Loan needs?
With competitive gold loan interest rates, instant loan approval, transparent valuation, and free gold insurance, Manipal Fintech is your trusted partner for secure and reliable gold loans in India.