Keep as an investment
Buy gold online in seconds, hold it for as long as you like, and track its value anytime on your dashboard. Sell it anytime, whenever you need. No restriction, no locking period.
Today's Gold Rate
is₹15,513.02
+0.58%
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Buy Digital Goldstart with just ₹10
Buy 24K pure gold online. Stored safely. Sell anytime at live rates.
₹
Live buy price ₹15,513.02/gm*
You get
0.03224 grams*
of 24K gold, credited instantly to your vault
Start from ₹10
99.99% Pure 24K
Insured vault storage
Sell anytime
What is Digital Gold?
Digital Gold is a way to buy 24-karat gold online in any quantity - even as small as 10 rupees, without having to physically receive it. Every gram of digital gold you buy is backed by physical gold stored in insured vaults. The gold you buy is 99.99% pure, stored safely in insured vaults, and remains your property until you sell it back, redeem it as physical gold, or convert it to jewellery.
It's the simplest way for every Indian to buy gold or invest for future goals. Start a gold investment journey today with Manipal Fintech. No lockers. No purity doubts. No making charges. Just gold.
How you can use your Digital Gold
Digital gold isn't just an investment, it's flexible, liquid, and always in your control.
Convert it to physical gold
When you have stored enough digital gold in your portfolio, just simply convert this to physical 24K gold coins delivered to your address or convert it into jewellery in offline stores through our associated stores.
Sell digital gold back
If you need cash or want to sell your digital gold, you simply sell it back on our platform. You can either sell the full gold you hold or any portion of your gold back at the live market price. The amount lands in your registered bank account after a brief regulatory cooling period (48 hours).
Start Your Digital Gold Investment Journey with just ₹10
For generations, gold has meant more than value; it's meant security, tradition, and trust. Manipal Fintech is making that trust accessible to every Indian.
Digital gold removes that barrier. With Manipal Fintech you can start your gold investment with as little as ₹10. The gold builds up, gram by gram, into a corpus you can hold, sell, or convert to physical gold whenever you choose.
This is gold investing, reimagined for today's India.
How to Buy Digital Gold with Manipal Fintech
It's simple to buy and invest in digital gold. Our digital gold buying process is designed to be simple, secure, and instant.
STEP 1
Login to Manipal Fintech
Login or Register on Manipal Fintech with your mobile number, OTP and PAN. Complete your account setup with quick KYC.
STEP 2
Choose One-time or a SIP For Digital Gold Purchase
Select SIP or one time and enter your amount in rupees (any value from ₹10 upwards), or specify the gold weight in grams that you want to buy.
STEP 3
Make Payment
Choose your payment method - UPI, debit card, credit card or net banking. Once paid, your digital gold is instantly credited to your account at the live price.
Why Choose Manipal Fintech for Digital Gold
Invest with ₹10
Start small and see your investment grow. No minimum threshold to begin building your gold wealth.
Secure Vault Storage
Your digital gold is stored in fully insured vaults, protected against theft, fire, and burglary.
Transact Anytime
Buy, sell, or invest anytime and from anywhere. No shop hours, no festival closures, no waiting.
999 Fine (Pure 24K) Gold
Every gram of gold you buy with Manipal Fintech is verified 999.9 purity - the purest form of gold legally tradeable in India.
Our Trusted Partner - Augmont Gold
We've partnered with Augmont - India's largest digital gold platform. Augmont is a SEBI-recognised entity and operates under India's strictest custodial standards for digital gold. Every gram you own through us is backed by physical 999.9 purity gold held in their insured vaults.
Digital Gold vs Physical Gold vs Gold ETF - Which Should You Choose?
A common question: with so many ways to invest in gold, what makes digital gold different?
| Factor | Digital Gold | Physical Gold | Gold ETF |
|---|---|---|---|
| Minimum investment | ₹ 10 | Coins from ₹5,000+ | 1 unit |
| Purity guarantee | 99.99% (Linked to Physical Gold) | Varies; depends on jeweller | 99.5%+ (linked to physical gold) |
| Storage cost | Zero (vault included) | Locker rental (Min ₹3,000+/yr) | Zero |
| Making charges | None | 8% to 25% of value | None |
| Liquidity | Sell anytime, instant | Need to visit jeweller | Trade only on stock exchange hours |
| Demat account needed | No | No | Yes |
| Resale value | Live market price | Often deducted (making charges lost) | Live market price |
| Tax treatment | Same as physical gold | Same as physical gold | LTCG with indexation |
Got Questions? We've Got Answers
Your guide to hassle-free digital gold investing with Manipal Fintech.
Who can buy digital gold on Manipal Fintech?
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Anyone with a valid PAN card can buy digital gold through Manipal Fintech. You'll need to complete a quick KYC verification with your mobile number, PAN and OTP to sign up.
What is the purity of the gold offered through Manipal Fintech?
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We offer 24K gold at 99.99% purity (999.9 fineness) - the highest purity grade legally tradeable in India. Every gram you buy is backed by physical gold of this purity stored in Augmont's vaults.
What is the minimum and maximum amount I can invest in digital gold?
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You can start investing in digital gold with as little as ₹10. The maximum per-transaction limit varies based on KYC and regulatory norms, but most retail investors can buy up to ₹2 lakh per transaction. For larger amounts, additional KYC may be required.
Is there a minimum lock-in period?
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No, there's no lock-in period. You can buy digital gold today and sell it back the next minute if you wish - subject to the standard 24-hour cooling-off period for sales (a regulatory requirement, applicable across all digital gold platforms in India).
Where can I sign up to buy digital gold?
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You can sign up at www.manipalfintech.com/digital-gold or download the Manipal Fintech app from Google Play or the App Store. Sign up with your mobile number and verify with OTP. For KYC, only use your mobile number linked with your PAN card.
Can I pay through Post-Dated Cheques?
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No. Digital gold purchases require immediate payment to lock in the live market price. We accept UPI, debit card, credit card and net banking payments - all of which process instantly.
Can I cancel my purchase order after buying digital gold?
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Once a digital gold purchase is completed, it cannot be cancelled - because the equivalent physical gold has already been bought at that moment's market price. However, you can sell back any portion of your holdings anytime at the prevailing market price.
Where can I find the invoice for each order?
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Every digital gold purchase generates an automatic invoice, available in your Manipal Fintech account under Dashboard → Your Profile → My Orders. You can download invoices anytime for your records.
How can I get my holding statement?
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Your complete holding statement - showing all buy and sell transactions, current gold balance, and value - is available on your dashboard.
Can I open a joint account?
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No. Digital gold accounts on Manipal Fintech are single-holder accounts linked to one PAN. For joint family investments, each family member needs to register separately under their own PAN.